Sr. Credit Review Officer

Mechanics Bank

Roseville, California, US
Base: $85,000 - $130,000 annually; bonus: up to 15...
**
Lead credit review engagements
Conduct detailed independent comprehensive credit file reviews
Advanced understanding of credit underwriting
** Mechanics Bank is seeking a Sr. Credit Review Officer to lead credit reviews across various lending portfolios, ensuring compliance with internal and regulatory standards. The ideal candidate will have extensive experience in credit underwriting and risk management, along with strong analytical skills. **

Job Summary

  • The Senior Credit Review Officer leads and executes credit reviews across various commercial and consumer lending portfolios to ensure high standards of credit quality and regulatory compliance.
  • This role requires a minimum of 10 years of experience in credit underwriting and lending along with 10 years of experience with a Federal regulatory agency or state banking commission.
  • Employees are eligible for a comprehensive benefits package including medical, dental, vision, 401(k) with company contribution, and up to 25 paid vacation days.

Matching Summary

Match Score: 75

** Mechanics Bank is seeking a Sr. Credit Review Officer to lead credit reviews across various lending portfolios, ensuring compliance with internal and regulatory standards. The ideal candidate will have extensive experience in credit underwriting and risk management, along with strong analytical skills. **

Salary

Base: $85,000 - $130,000 annually; Bonus: Up to 15% AIP/Bonus; Benefits: Medical, dental, vision, 401(k) with employer contribution, 25 paid vacation days

Skills & Requirements

Must-have

  • Lead credit review engagements
  • Conduct detailed independent comprehensive credit file reviews
  • Advanced understanding of credit underwriting
  • Deep understanding of financial analysis
  • Strong analytical technical and statistical skills

Nice-to-have

  • Special Assets Management experience preferred
  • Experience working for a publicly traded company
  • Ability to work in a team environment
  • Create internal peer relationships supporting trust culture

Key Requirements

  • Bachelor's Degree in Business, Finance, Accounting, Economics or related field
  • Minimum 10 years experience in credit underwriting and lending
  • Minimum 10 years experience with Federal regulatory agency or state banking commission
  • BAI Loan Review Certificate, RMA/ProSight Credit Risk Certification (CRC), or actively pursuing CRC certification
  • Experience with commercial credits up to $30 million

Work Rights

Not specified

Tailored Resume

Cover Letter