Consumer Underwriter

First Bank and Trust

Multiple Locations
Consumer loan underwriting
Regulatory and industry guidelines
Loan documentation management
This position is responsible for consumer loan underwriting in accordance with internal guidelines and market standards to provide maximum profitability to the bank with minimum risk

Job Summary

  • This position is responsible for consumer loan underwriting in accordance with internal guidelines and market standards to provide maximum profitability to the bank with minimum risk.
  • The role includes reviewing loan requests for credit quality, collateral eligibility, documentation, and regulatory compliance, as well as approving, suspending, or denying loan requests based on established standards.
  • The position involves assisting in training consumer loan operations staff, managing workflow, attending compliance meetings, and maintaining the bank’s Loan Policy and Guidelines.

Matching Summary

This position is responsible for consumer loan underwriting in accordance with internal guidelines and market standards to provide maximum profitability to the bank with minimum risk.

Skills & Requirements

Must-have

  • consumer loan underwriting
  • regulatory and industry guidelines
  • loan documentation management
  • credit decision communication
  • loan policy and guideline adherence

Nice-to-have

  • familiarity with Decision-pro software
  • analytical thinking skills
  • verbal and written communication skills
  • training and staff support
  • compliance training participation

Key Requirements

  • bachelor’s degree
  • three years related experience
  • knowledge of consumer loan underwriting
  • ability to exercise independent underwriting judgment

Work Rights

Not specified

Tailored Resume

Cover Letter