Principal Business Insights Analyst- Deposit Pricing & Forecasting

Citizens Bank

Johnston, Rhode Island, US
Consumer deposits balance forecast
Cost of funds management
Net interest income (nii) performance
Own the end-to-end consumer deposits balance forecast, including assumptions, methodologies, refresh cadence, and documentation

Job Summary

  • Own the end-to-end consumer deposits balance forecast, including assumptions, methodologies, refresh cadence, and documentation.
  • Deliver analytical insights to inform deposit pricing decisions, promotional strategies, and broader funding optimization efforts.
  • Communicate complex analytical findings in a clear, concise, and compelling manner tailored to senior and non-technical audiences.

Matching Summary

Own the end-to-end consumer deposits balance forecast, including assumptions, methodologies, refresh cadence, and documentation.

Skills & Requirements

Must-have

  • Consumer Deposits balance forecast
  • Cost of funds management
  • Net Interest Income (NII) performance
  • Deposit pricing decisions
  • Analyze large, complex datasets
  • Executive-level communication

Nice-to-have

  • Intellectual curiosity
  • Comfortable operating in ambiguity
  • Data-driven frameworks
  • Process improvement and enablement

Key Requirements

  • 7+ years of experience
  • Bachelor's degree in Business or quantitative field
  • Advanced SQL skills
  • Experience with Python, R, SAS, or VBA strongly preferred
  • Strong understanding of consumer deposit products, balance dynamics, pricing mechanics, FTP, NII, and cost of funds economics

Work Rights

Not specified

Tailored Resume

Cover Letter