This job is responsible for analyzing and interpreting a client's credit worthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities
Job Summary
This job is responsible for analyzing and interpreting a client's credit worthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities.
Key responsibilities include analyzing qualitative and quantitative data such as client's financials, projections, industry data, covenant compliance, and collateral appraisals to ensure compliance with the bank's risk appetite.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
Matching Summary
This job is responsible for analyzing and interpreting a client's credit worthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities.
Skills & Requirements
Must-have
Commercial credit risk management
Credit underwriting
Loan origination
Corporate finance and accounting
Lending transactions and derivatives
Microsoft Office Suite proficiency
Nice-to-have
Strong academic credentials
Analytical thinking
Attention to detail
Business acumen
Collaboration
Critical thinking
Key Requirements
2+ years of experience
Public rating agencies experience
Bachelor's degree in Finance, Accounting, or Economics preferred