Consumer Loan Underwriter

Texas Dow Employees Credit Union

Houston, TX, United States
On-site
Consumer loan underwriting
Credit decision making
Reviewing credit reports and income
The Consumer Loan Underwriter is responsible for making credit decisions within granted lending authority and in accordance with credit union guidelines for a wide range of consumer loan types

Job Summary

  • The Consumer Loan Underwriter is responsible for making credit decisions within granted lending authority and in accordance with credit union guidelines for a wide range of consumer loan types.
  • Underwrites loan applications by reviewing credit reports, income, and collateral, if applicable approve, counteroffer, or deny.
  • Provides a positive member experience by balancing member needs and exploring all available options.

Matching Summary

The Consumer Loan Underwriter is responsible for making credit decisions within granted lending authority and in accordance with credit union guidelines for a wide range of consumer loan types.

Skills & Requirements

Must-have

  • Consumer loan underwriting
  • Credit decision making
  • Reviewing credit reports and income
  • Analyzing loan applications
  • Adhering to lending guidelines

Nice-to-have

  • Positive member experience
  • Team collaboration
  • Problem-solving skills
  • Empathy and courtesy

Key Requirements

  • High School Diploma or equivalent
  • Minimum two (2) years consumer loan underwriting experience
  • Working knowledge of NCUA lending regulations

Work Rights

Not specified

Tailored Resume

Cover Letter