Credit Officer Ii-dealer Financial Services

Bank of America

Hartford, CT, United States
Base: $99,000.00 - $225,000.00 annualized; bonus: ...
7 years commercial credit underwriting experience
Loan and collateral documentation knowledge
Financial statement analysis and forecasting
This role is responsible for managing, monitoring, and documenting credit risk for a portfolio of clients within Dealer Financial Services

Job Summary

  • This role is responsible for managing, monitoring, and documenting credit risk for a portfolio of clients within Dealer Financial Services.
  • The Credit Officer II serves as a Line/Credit approver, driving the internal credit approval process and structuring complex integrated debt capital solutions.
  • Employees are eligible for an annual discretionary award based on individual performance, line of business contributions, and overall company success.

Matching Summary

This role is responsible for managing, monitoring, and documenting credit risk for a portfolio of clients within Dealer Financial Services.

Salary

Base: $99,000.00 - $225,000.00 annualized; Bonus: Discretionary incentive eligible; Benefits: Industry-leading benefits and paid time off included

Skills & Requirements

Must-have

  • 7 years commercial credit underwriting experience
  • Loan and collateral documentation knowledge
  • Financial statement analysis and forecasting
  • Risk rating and compliance monitoring
  • Client relationship management skills

Nice-to-have

  • 10 years auto retail finance experience
  • Mentoring and coaching junior analysts
  • Experience with investment banking products
  • Strong Microsoft Office proficiency
  • Direct customer-facing goal-oriented experience

Key Requirements

  • Minimum 7 years commercial credit underwriting experience
  • Bachelor's degree in Finance or Accounting (desired)
  • Experience in commercial bank or OEM captive finance organization

Work Rights

Not specified

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