Intermediate Credit Analyst Team Lead

Citi Handlowy

Jacksonville, Florida, United States
Base: $69,050.00 - $96,350.00; bonus/equity: discr...
Mortgage product analysis
Regulatory testing and compliance
Risk and control reporting
Complete and monitor various Risk and Control reports daily and perform daily pipeline review to ensure loans are reviewed within business service level agreements

Job Summary

  • Complete and monitor various Risk and Control reports daily and perform daily pipeline review to ensure loans are reviewed within business service level agreements.
  • Review and analyze procedures on a regular basis to find potential gaps and more efficient processes, and analyze quality results to identify training opportunities and determine potential solutions.
  • Assist with issues including fee calculations to balance APR Calculations, High-Cost calculations, Qualified Mortgage (QM) classifications, disclosure timing requirements, tolerance testing limits and Texas 50 (a)(6) testing to ensure compliance with Federal and State regulations.

Matching Summary

Complete and monitor various Risk and Control reports daily and perform daily pipeline review to ensure loans are reviewed within business service level agreements.

Salary

Base: $69,050.00 - $96,350.00; Bonus/Equity: Discretionary and formulaic incentive and retention awards; Benefits: Medical, dental & vision coverage; 401(k); life, accident, and disability insurance; wellness programs; paid time off packages

Skills & Requirements

Must-have

  • Mortgage product analysis
  • Regulatory testing and compliance
  • Risk and Control reporting
  • Loan documentation review
  • Complex income/asset/credit analysis
  • Communication with internal/external partners

Nice-to-have

  • Fast-paced environment adaptability
  • Diplomacy in communication
  • Process improvement identification

Key Requirements

  • 5+ years mortgage originations experience
  • Experience with Agency, Non-Agency, Community lending
  • Demonstrated leadership and mentoring experience
  • Strong analytical and problem-solving skills
  • Understanding of mortgage workflows and processes

Work Rights

Not specified

Tailored Resume

Cover Letter