This role involves evaluating and monitoring credit risks for large business banking relationships with total bank exposure greater than $3 million
Job Summary
This role involves evaluating and monitoring credit risks for large business banking relationships with total bank exposure greater than $3 million.
The incumbent acts as the first line of defense on deal teams, presenting facts and recommendations to second line credit officers.
The position requires onsite work four days a week in one of the available office locations including Buffalo NY, Timonium MD, Greater NYC Area, or Bridgeport CT.
Matching Summary
This role involves evaluating and monitoring credit risks for large business banking relationships with total bank exposure greater than $3 million.
Salary
Base: $62,200.00 - $103,600.00 Annual (USD); Bonus/Equity: Not specified; Benefits: Not specified
Skills & Requirements
Must-have
Analyze financial statements and tax returns
Assess credit risk for commercial loans
Structure loan terms and conditions
Conduct cash flow analysis
Prepare independent credit quality assessments
Monitor ongoing credit risk of existing loans
Nice-to-have
Knowledge of SBA lending programs
Experience training new team members
Proactive partnership with relationship managers
Understanding of internal control standards
Ability to identify emerging market trends
Key Requirements
Minimum 4 years commercial lending experience
Bachelor's degree in related field or equivalent experience
Proficiency in Microsoft Excel and Word
Ability to calculate business and personal cash flow