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First Bank and Trust is seeking a Consumer Underwriter responsible for evaluating consumer loan applications to ensure compliance with internal guidelines and market standards while managing risk. The ideal candidate should possess a bachelor's degree and at least three years of experience in consumer loan underwriting, demonstrating strong analytical and communication skills.
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Job Summary
This position is responsible for consumer loan underwriting to maximize bank profitability while minimizing risk.
The role requires reviewing loan requests for credit quality, collateral eligibility, and strict compliance with federal lending regulations.
The incumbent must exercise independent judgment to approve, suspend, or deny loans based on established industry standards.
Matching Summary
Match Score: 75
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First Bank and Trust is seeking a Consumer Underwriter responsible for evaluating consumer loan applications to ensure compliance with internal guidelines and market standards while managing risk. The ideal candidate should possess a bachelor's degree and at least three years of experience in consumer loan underwriting, demonstrating strong analytical and communication skills.
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Salary
Salary Grade 5; Not specified; Not specified
Skills & Requirements
Must-have
Bachelor's degree required
Three years consumer loan underwriting experience
Sound independent underwriting judgment
Knowledge of HMDA and Fair Lending regulations
Ability to approve or deny loan requests
Nice-to-have
Familiarity with Decision-pro software
Experience training loan operations staff
Strong verbal and written communication skills
Analytical thinking capabilities
Key Requirements
Bachelor's degree
3 years related experience in consumer loan underwriting
Knowledge of regulatory guidelines (HMDA, Fair Lending)