Financial modeling and statement analysis proficiency
Legal documentation negotiation skills
The Commercial Credit Lead assesses and manages credit risk for commercial clients while structuring credit solutions and negotiating legal documents
Job Summary
The Commercial Credit Lead assesses and manages credit risk for commercial clients while structuring credit solutions and negotiating legal documents.
This role involves managing ongoing credit risk through continuous credit monitoring activities including annual reviews, covenant monitoring, and problem loan management.
Candidates must possess deep analytical skills to spread financial statements, prepare cash flow models, and recommend risk ratings for complex transactions.
Matching Summary
The Commercial Credit Lead assesses and manages credit risk for commercial clients while structuring credit solutions and negotiating legal documents.
Salary
Base: $150,800.00 - $251,300.00 Annual USD; Bonus/Equity: Not specified; Benefits: Not specified
Skills & Requirements
Must-have
7 years complex credit underwriting experience
Financial modeling and statement analysis proficiency
Legal documentation negotiation skills
Commercial loan structure recommendations
Continuous credit monitoring (CCM) execution
Nice-to-have
Experience with Capital IQ FactSet Bloomberg
Proficiency in nCino platform
Strong verbal and written communication
Ability to lead transaction teams independently
Deep understanding of regulatory environment
Key Requirements
Bachelor's degree in Accounting or Finance
Minimum 7 years in complex credit underwriting
In lieu of degree: 11 years combined education and experience