Responsibility for the management of the portfolio(s) across the Credit Life Cycle in aggregate
Job Summary
Responsibility for the management of the portfolio(s) across the Credit Life Cycle in aggregate.
Assess a customer’s business through the analysis of Business and Credit risks associated with the provision of the bank’s products and services to the customer.
Manage the portfolio within agreed risk appetite and develop a strong Risk/COO/Consumer Business partnership.
Matching Summary
Responsibility for the management of the portfolio(s) across the Credit Life Cycle in aggregate.
Skills & Requirements
Must-have
Credit Life Cycle management
Portfolio modelling input
Analysis of management information
Credit Risk Management
Portfolio Management
Risk Management
Business Management
Analytical skills
Nice-to-have
Strong intellect
Pragmatic approach
Decisive
Networking skills
Effective negotiation
Influencing skills
Commercial/industry awareness
Positive risk culture
Key Requirements
Degree or equivalent business experience
Comprehensive technical credit skill
Working knowledge of risk management policies
Working knowledge of Group policies and strategies
Detailed understanding of the Bank’s policies on Employment/Redeployment, Equal Opportunities and Health & Safety
Working knowledge of local country structure and strategy
Higher Diplomas: Business, Commerce and Management Studies