Mortgage Loan Underwriter | Sage Home Loans

Sage Home Loans

Charlotte, NC, United States
On-site
Evaluate loan risk and compliance
Analyze borrower financials and documentation
Apply investor-specific overlays
As an Underwriter on our Mortgage team, you’ll be a key decision-maker, applying your expertise to evaluate risk, ensure compliance, and protect both our clients and our company with every loan you touch

Job Summary

  • As an Underwriter on our Mortgage team, you’ll be a key decision-maker, applying your expertise to evaluate risk, ensure compliance, and protect both our clients and our company with every loan you touch.
  • You’ll work across a broad range of loan types—from conventional and jumbo to FHA, VA, and USDA—using both manual judgment and AUS tools to assess borrower financials, validate documentation, and determine loan eligibility.
  • You’ll partner closely with Loan Officers, Processors, Closers, and other internal stakeholders in a fast-paced, high-accountability environment that values accuracy, collaboration, and a client-first mindset.

Matching Summary

As an Underwriter on our Mortgage team, you’ll be a key decision-maker, applying your expertise to evaluate risk, ensure compliance, and protect both our clients and our company with every loan you touch.

Skills & Requirements

Must-have

  • Evaluate loan risk and compliance
  • Analyze borrower financials and documentation
  • Apply investor-specific overlays
  • Review property appraisals for collateral

Nice-to-have

  • Client-first mindset
  • Continuous improvement
  • Spirit of ownership

Key Requirements

  • Expert-level knowledge of FHA, VA, Fannie Mae, and Freddie Mac guidelines
  • Hybrid schedule based in Charlotte, NC

Work Rights

Not specified

Tailored Resume

Cover Letter