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ABSA is seeking a Product Manager for their Unsecured Lending Portfolio Economics in Johannesburg, South Africa. The role focuses on maximizing the economic performance of unsecured lending products through strategic data-driven decisions while ensuring regulatory compliance.
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Job Summary
The Product Manager: Portfolio Economics is responsible for the economic performance of the Unsecured Lending portfolio, owning the end-to-end value and maximizing risk-adjusted lifetime value.
Key responsibilities include defining and executing product strategy, managing product P&L, aligning with risk appetite frameworks, and optimizing performance across various channels.
This role requires strong collaboration with cross-functional teams including Risk & Credit, Data Science, Finance, Marketing, and Digital & Technology.
Matching Summary
Match Score: 75
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ABSA is seeking a Product Manager for their Unsecured Lending Portfolio Economics in Johannesburg, South Africa. The role focuses on maximizing the economic performance of unsecured lending products through strategic data-driven decisions while ensuring regulatory compliance.
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Skills & Requirements
Must-have
Unsecured Lending portfolio economics
Risk-adjusted lifetime value (LTV)
Data-driven optimization
Product strategy and roadmap
Financial and commercial management
Risk and credit alignment
Channel and distribution management
Nice-to-have
Innovation for market positioning
Customer journey experience
Responsible lending practices
Key Requirements
Bachelor's degree in Business, Finance, Economics or related field
5-8+ years of experience in Credit/Lending Analytics, Product Economics, or Data Science
Experience with credit risk models and unsecured lending portfolios