Credit Policy Specialist – Latam

Clara Instituicao de Pagamento Ltda

Latin America
On-site
Credit risk strategy analytics
Credit policy design implementation
Sql and data intuition
Own credit strategy design, defining and evolving underwriting policies, approval criteria, and limit-setting frameworks

Job Summary

  • Own credit strategy design, defining and evolving underwriting policies, approval criteria, and limit-setting frameworks.
  • Leverage analytics and model outputs to drive actionable credit rules and optimize portfolio performance by balancing approval rates, revenue, and loss rates.
  • Collaborate cross-functionally with Product, Data, and Growth teams to align credit strategy with business goals, utilizing Metabase or Databricks for data visualization and analysis.

Matching Summary

Own credit strategy design, defining and evolving underwriting policies, approval criteria, and limit-setting frameworks.

Skills & Requirements

Must-have

  • credit risk strategy analytics
  • credit policy design implementation
  • SQL and data intuition
  • Databricks experience
  • English and Portuguese proficiency
  • AI tools for workflow automation

Nice-to-have

  • B2B lending corporate cards fintech
  • Latin American markets data limitations
  • decision engines rule-based systems
  • Python for independent analysis
  • good sense of humor

Key Requirements

  • 3+ years credit risk strategy analytics
  • Strong credit risk fundamentals understanding
  • Proven credit policy design implementation
  • Advanced SQL skills
  • Experience with Databricks
  • English and Portuguese working proficiency
  • Experience with AI tools
  • Adaptability and communication skills

Work Rights

Not specified

Tailored Resume

Cover Letter