Gestor De Produto (m/f)

Santander UK

Carcavelos, Portugal
Hybrid
Product portfolio management
Automotive financing products
Profitability and competitiveness
Manage and optimize the automotive financing product portfolio (credit, leasing, ALD/renting, and complementary insurance and services products), ensuring profitability, competitiveness, and regulatory compliance

Job Summary

  • Manage and optimize the automotive financing product portfolio (credit, leasing, ALD/renting, and complementary insurance and services products), ensuring profitability, competitiveness, and regulatory compliance.
  • Monitor the economic performance of products (financial margin, conversion rate, penetration) and work closely with other departments to ensure product development and adjustments that guarantee desired competitiveness and profitability.
  • Design, define, and manage the implementation of projects related to the Product area, elaborating profitability analyses and business cases for changes or new products.

Matching Summary

Manage and optimize the automotive financing product portfolio (credit, leasing, ALD/renting, and complementary insurance and services products), ensuring profitability, competitiveness, and regulatory compliance.

Skills & Requirements

Must-have

  • product portfolio management
  • automotive financing products
  • profitability and competitiveness
  • regulatory compliance
  • Excel and PowerBI

Nice-to-have

  • structured and rigorous profile
  • results-oriented attitude
  • proactive risk management

Key Requirements

  • 3+ years financial institutions experience
  • 2+ years automotive financing product management
  • Solid knowledge of pricing and profitability analysis
  • Knowledge of Portuguese automotive financing market

Work Rights

Not specified

Tailored Resume

Cover Letter