Regional Head Of Commercial Credit - Gauteng South
portal.tz
Gauteng South, South Africa
Credit strategy and framework development
Portfolio credit limit management
High risk exposure management
The role is accountable for managing the strategic direction and delivery of credit requirements to protect and enhance the bank's competitive position while maintaining asset quality
Job Summary
The role is accountable for managing the strategic direction and delivery of credit requirements to protect and enhance the bank's competitive position while maintaining asset quality.
The position involves developing tactical strategies, managing credit risk, and ensuring service delivery exceeds stakeholder expectations within the allocated credit portfolio.
The role supports the development of customer-centric credit frameworks and policies aligned with Relationship Banking’s strategic aspirations and financial performance goals.
Matching Summary
The role is accountable for managing the strategic direction and delivery of credit requirements to protect and enhance the bank's competitive position while maintaining asset quality.
Skills & Requirements
Must-have
Credit strategy and framework development
Portfolio credit limit management
High risk exposure management
Credit process management and reporting
Stakeholder interlock and commercial awareness
Credit risk and impairment management
Nice-to-have
Change management initiatives
Customer experience transformation
Data quality and automation improvements
Corporate governance and compliance
Financial planning and forecasting
Team culture and employee engagement
Key Requirements
Bachelor's degree in Business, Commerce or Management Studies
Experience in credit portfolio management
Knowledge of credit risk and impairment controls
Understanding of regulatory compliance in banking
Experience in financial planning and cost management