Head Of Credit Risk

Qonto

Paris, France
On-site
Credit risk framework design
Portfolio monitoring and recovery
Ai/ml in credit risk processes
Join us as Head of Credit Risk and become the architect of our credit risk framework—from origination to recovery—as we transition into a Credit Institution

Job Summary

  • Join us as Head of Credit Risk and become the architect of our credit risk framework—from origination to recovery—as we transition into a Credit Institution.
  • You will have a direct impact on the sustainability of Qonto's credit portfolio across Europe, supported by the Chief Risk Officer to scale lending capabilities responsibly.
  • Qonto offers unlimited access to best-in-class AI tools and fosters a culture of experimentation and innovation with AI embedded deeply in work processes.

Matching Summary

Join us as Head of Credit Risk and become the architect of our credit risk framework—from origination to recovery—as we transition into a Credit Institution.

Skills & Requirements

Must-have

  • credit risk framework design
  • portfolio monitoring and recovery
  • AI/ML in credit risk processes
  • SME or corporate lending expertise
  • regulatory compliance (CRR, Basel, ACPR)
  • SQL and financial modeling proficiency

Nice-to-have

  • leadership and team building
  • risk-aware culture fostering
  • cross-functional collaboration
  • customer obsession
  • fintech innovation mindset

Key Requirements

  • 8–12 years credit risk experience
  • strong SME or corporate lending background
  • proven ability to build frameworks from scratch
  • expertise in IFRS 9 provisioning and recovery
  • fluency in French and English

Work Rights

Not specified

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