Credit Analyst, Business Properties Finance

Bmwofsalem

100 King Street West, Toronto, Canada
Base: $56,000.00 - $103,500.00; bonus/equity: not ...
Not specified
Financial analysis and calculations
Assess client creditworthiness
Prepare detailed credit summaries
BMO Financial Group is seeking a Credit Analyst for its Business Properties Finance team in Toronto. The role involves analyzing credit information, making lending decisions, and managing client relationships within a portfolio focused on high-risk real estate sectors

Job Summary

  • The Business Property Finance team focuses on alternate real estate sectors where business risk is high, covering areas like Seniors Housing, Hotels, Student Housing, Storage, Film Studio finance, data centers, and parking.
  • Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions, making credit decisions and recommendations in compliance with bank policies.
  • BMO offers a total compensation package that may include performance-based incentives, discretionary bonuses, health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

Matching Summary

Match Score: 85

BMO Financial Group is seeking a Credit Analyst for its Business Properties Finance team in Toronto. The role involves analyzing credit information, making lending decisions, and managing client relationships within a portfolio focused on high-risk real estate sectors.

Salary

Base: $56,000.00 - $103,500.00; Bonus/Equity: Not specified; Benefits: health insurance, tuition reimbursement, accident and life insurance, retirement savings plans

Skills & Requirements

Must-have

  • financial analysis and calculations
  • assess client creditworthiness
  • prepare detailed credit summaries
  • financial performance and risk profiles
  • financial models and analytical tools
  • client repayment capacity
  • loan structures and collateral
  • portfolio monitoring and compliance
  • industry trends to spot risks
  • negotiation of loan terms and conditions
  • structuring of loans
  • capture new business
  • expand client relationships
  • manage timely and accurate data entry

Nice-to-have

  • exceptional client service environment
  • collaborate with Relationship Manager
  • proactive basis
  • exercise judgment to identify problems
  • work independently on complex tasks

Key Requirements

  • 3-4 years relevant experience
  • Credit Qualifiable job
  • Bachelor’s degree required
  • Business Administration, Finance and Accounting preferred
  • Intermediate proficiency: Problem Solving, Collaboration, Detail-Oriented, Analytical Thinking, Loan Structuring, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations, Microsoft Office
  • Advanced proficiency: Data analysis tools, Financial analysis

Work Rights

Not specified

Tailored Resume

Cover Letter