Regional Head Of Commercial Credit - Gauteng South
jobswithoutmatric.co.za
Gauteng South, , South Africa
Credit strategy development and implementation
Portfolio credit limit management
High risk exposure management
The role is accountable for managing the strategic direction and delivery of credit requirements for a specific portfolio to protect and enhance the bank’s competitive position while maintaining asset quality
Job Summary
The role is accountable for managing the strategic direction and delivery of credit requirements for a specific portfolio to protect and enhance the bank’s competitive position while maintaining asset quality.
The position involves developing tactical strategies, aligning credit frameworks with customer needs, and driving improved efficiencies, control, and automation within the credit function.
The role supports financial planning cycles, manages impairment and fraud costs, and fosters a culture aligned with the bank’s aspirational colleague experience to deliver target customer experience and financial performance.
Matching Summary
The role is accountable for managing the strategic direction and delivery of credit requirements for a specific portfolio to protect and enhance the bank’s competitive position while maintaining asset quality.
Skills & Requirements
Must-have
Credit strategy development and implementation
Portfolio credit limit management
High risk exposure management
Credit process management and reporting
Stakeholder engagement and commercial awareness
Credit risk and impairment management
Nice-to-have
Change management initiatives
Customer experience transformation
Data quality and automation improvements
Financial planning and forecasting
Corporate governance and compliance
Team culture and employee engagement
Key Requirements
Bachelor's degree in Business, Commerce or Management
Experience in credit risk and portfolio management
Knowledge of credit frameworks and regulatory compliance
Ability to manage impairment and fraud costs
Experience in financial planning and forecasting
Understanding of customer needs in credit products