Executive Director, Credit Risk - Commercial Real Estate 2nd Line Of Defense

Santander

United States of America
Base: $205,000.00 usd - $270,000.00 usd; bonus/equ...
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Commercial real estate credit risk
2nd line of defense oversight
Independent challenge
** Santander is seeking an Executive Director for Credit Risk in Commercial Real Estate, responsible for independent oversight and governance of U.S. CRE credit risks. The role requires extensive experience in credit risk management and regulatory engagement, aimed at ensuring adherence to risk appetite and compliance with regulatory requirements. **

Job Summary

  • The Executive Director, Credit Risk (2nd Line of Defense) – Commercial Real Estate (CRE) is responsible for providing independent, credible, and effective challenge over U.S. Commercial Real Estate credit risk across both the Banking Book and Trading Book.
  • The role ensures that CRE credit risks are identified, measured, monitored, controlled, and escalated in line with the firm’s risk appetite, internal credit policies, and applicable U.S. regulatory requirements.
  • Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization.

Matching Summary

Match Score: 75

** Santander is seeking an Executive Director for Credit Risk in Commercial Real Estate, responsible for independent oversight and governance of U.S. CRE credit risks. The role requires extensive experience in credit risk management and regulatory engagement, aimed at ensuring adherence to risk appetite and compliance with regulatory requirements. **

Salary

Base: $205,000.00 USD - $270,000.00 USD; Bonus/Equity: Not specified; Benefits: Not specified

Skills & Requirements

Must-have

  • Commercial Real Estate credit risk
  • 2nd Line of Defense oversight
  • independent challenge
  • risk appetite adherence
  • regulatory requirements
  • CRE capital markets expertise

Nice-to-have

  • bold thinking and innovation
  • customer-centric transformation
  • strong risk culture promotion

Key Requirements

  • At least 10 years within Risk Management, Credit Risk, Capital Markets, or Commercial Real Estate Underwriting
  • Extensive experience in U.S. Commercial Real Estate credit underwriting and risk management
  • Demonstrated senior experience in a 2nd Line of Defense, independent credit risk, or regulatory-facing role
  • Strong understanding of Banking Book and Trading Book credit risk frameworks
  • Proven expertise in CRE capital markets
  • Track record of effective regulatory interaction, issue management, and exam readiness

Work Rights

Not specified

Tailored Resume

Cover Letter