Product Manager - Unsecured Lending Portfolio Economics

ABSA

Not specified (assumed flexible)
Unsecured lending portfolio economics
Risk-adjusted lifetime value optimization
Data-driven product strategy
ABSA is seeking a Product Manager for its Unsecured Lending Portfolio Economics, responsible for optimizing the economic performance of the portfolio through data-driven strategies, stakeholder management, and compliance with regulatory requirements. The ideal candidate should possess strong financial acumen, relevant experience in lending analytics, and the ability to drive strategic initiatives that enhance profitability and customer experience

Job Summary

  • The Product Manager: Portfolio Economics is responsible for the economic performance of the Unsecured Lending portfolio, owning the end-to-end value and maximizing risk-adjusted lifetime value.
  • This role involves data-driven optimization of revenue, product offerings, channel mix, and customer experience while ensuring regulatory compliance and operating within the organization’s risk appetite.
  • Key responsibilities include defining product strategy, managing the product roadmap, owning product P&L, partnering with Risk & Credit, and managing stakeholder relationships across various departments.

Matching Summary

Match Score: 85

ABSA is seeking a Product Manager for its Unsecured Lending Portfolio Economics, responsible for optimizing the economic performance of the portfolio through data-driven strategies, stakeholder management, and compliance with regulatory requirements. The ideal candidate should possess strong financial acumen, relevant experience in lending analytics, and the ability to drive strategic initiatives that enhance profitability and customer experience.

Skills & Requirements

Must-have

  • Unsecured Lending portfolio economics
  • Risk-adjusted lifetime value optimization
  • Data-driven product strategy
  • Product P&L performance ownership
  • Cross-functional stakeholder management

Nice-to-have

  • Innovation for market competitiveness
  • Customer journey experience optimization
  • Responsible lending practices alignment

Key Requirements

  • Bachelor’s degree in Business, Finance, Economics or related field
  • 5–8+ years experience in Credit/Lending Analytics, Product Economics, or Data Science
  • Strong financial and analytics acumen
  • Experience with credit risk models, data science projects, and unsecured lending portfolios

Work Rights

Not specified

Tailored Resume

Cover Letter