Business Banking Underwriter Iii

mvt.se

Buffalo, New York, United States of America
$62,200.00 - $103,600.00 annual (usd); not specifi...
4d onsite
Financial statement analysis
Tax return analysis
Industry assessment
Evaluate, monitor, and assess the credit risks of larger, more complex Business Banking credit relationships with total bank exposure of >$3MM

Job Summary

  • Evaluate, monitor, and assess the credit risks of larger, more complex Business Banking credit relationships with total bank exposure of >$3MM.
  • Manage the ongoing credit risk of existing loans through continuous credit monitoring activities enabling the timely identification of emerging credit risk.
  • As the 1st Line of Defense (LOD) credit representative on the deal team, prepare summary, present facts, answer questions, and offers opinions and recommendations concerning creditworthiness to 2nd LOD Credit Officers.

Matching Summary

Evaluate, monitor, and assess the credit risks of larger, more complex Business Banking credit relationships with total bank exposure of >$3MM.

Salary

$62,200.00 - $103,600.00 Annual (USD); Not specified; Not specified

Skills & Requirements

Must-have

  • Financial statement analysis
  • Tax return analysis
  • Industry assessment
  • Collateral valuation
  • Cash flow analysis
  • Ability to repay debt

Nice-to-have

  • Proactive partnership with relationship managers
  • Credit policy compliance
  • SBA lending understanding
  • Risk identification and escalation

Key Requirements

  • Bachelors in related field or equivalent experience
  • Minimum 4 years lending experience
  • Analyze financial statements and tax returns
  • Calculate cash flow for debt service
  • Working knowledge of Excel and Word

Work Rights

Not specified

Tailored Resume

Cover Letter