Consumer Credit Lead - Cards

mercury.design

Remote
Us (nyc, la, sea, sf bay area): $171,000 - $213,70...
Remote
Consumer credit risk strategy
Underwriting platform implementation
Data-driven risk engine
Build and scale the underwriting foundation for a new consumer charge card from the ground up

Job Summary

  • Build and scale the underwriting foundation for a new consumer charge card from the ground up.
  • Own portfolio performance post-launch, defining and tracking core KPIs and recommending strategy adjustments.
  • This role has the potential to evolve into a leadership position responsible for building and managing a dedicated consumer credit risk team.

Matching Summary

Build and scale the underwriting foundation for a new consumer charge card from the ground up.

Salary

US (NYC, LA, SEA, SF Bay Area): $171,000 - $213,700; US (Other): $153,900 - $192,300; Canada: $161,600 - $201,900 CAD; Equity and benefits included

Skills & Requirements

Must-have

  • Consumer credit risk strategy
  • Underwriting platform implementation
  • Data-driven risk engine
  • Portfolio performance monitoring
  • SQL for data analysis
  • 0→1 product launch experience

Nice-to-have

  • Cross-functional collaboration
  • Customer experience focus
  • Scalable underwriting program
  • Senior individual contributor

Key Requirements

  • 6+ years consumer credit risk experience
  • 8-12 years banking/fintech/lending experience
  • Launching consumer lending product
  • Implementing credit policy in platform
  • Owning risk strategy and portfolio performance
  • Familiarity with bureau data and credit metrics
  • Presenting risk insights to stakeholders
  • Translating policy into decision logic
  • Strong SQL skills
  • Comfort building in ambiguity

Work Rights

Not specified

Tailored Resume

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