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Openbank, part of the Santander Group, is seeking a Head of Product for Openbank Pay in Madrid, Spain. This role focuses on leading the development of innovative BNPL and digital lending products, leveraging AI technologies, and expanding the platform across European markets.
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Job Summary
This role is ideal for a product leader who is passionate about building from first principles, thrives in fast-moving environments, and understands how to turn AI and agentic technologies into real customer and business value.
You will own the strategy, roadmap, and end-to-end execution for Openbank Pay’s multi-product portfolio, while ensuring the platform is ready for the emerging world of agentic commerce — LLMs, intelligent agents, and developer ecosystems.
Joining a dynamic and agile company undergoing international expansion, working in start-up mode with the support of the Santander Group.
Matching Summary
Match Score: 75
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Openbank, part of the Santander Group, is seeking a Head of Product for Openbank Pay in Madrid, Spain. This role focuses on leading the development of innovative BNPL and digital lending products, leveraging AI technologies, and expanding the platform across European markets.
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Skills & Requirements
Must-have
AI-native product strategy
BNPL and lending products
Agentic commerce and LLMs
International product scaling
Product-led growth strategies
Nice-to-have
Player-coach leadership style
Hypothesis-based product development
Culture of experimentation
Cross-functional collaboration at highest level
Key Requirements
12+ years in product management
Proven experience in BNPL or consumer lending
Strong understanding of AI/LLM technologies
Track record in regulated fintech/banking
Experience driving growth through experimentation
Excellent English communication skills
Experience with developer-first products
Familiarity with risk systems/payments
Experience launching products across European markets