Business Banking Underwriter Iii

MTB (M&T Bank)

Buffalo, New York, United States of America
Base: $62,200.00 - $103,600.00 annual (usd); bonus...
4d onsite
Analyze financial statements and tax returns
Assess cash flow and debt service ability
Conduct industry and market trend analysis
This role involves evaluating and monitoring credit risks for large business banking relationships with total bank exposure exceeding $3 million

Job Summary

  • This role involves evaluating and monitoring credit risks for large business banking relationships with total bank exposure exceeding $3 million.
  • The incumbent acts as the first line of defense by preparing detailed credit analyses and presenting recommendations to second line credit officers.
  • The position requires onsite work four days a week in one of the specified office locations including Buffalo, Timonium, Greater NYC, or Bridgeport.

Matching Summary

This role involves evaluating and monitoring credit risks for large business banking relationships with total bank exposure exceeding $3 million.

Salary

Base: $62,200.00 - $103,600.00 Annual (USD); Bonus/Equity: Not specified; Benefits: Not specified

Skills & Requirements

Must-have

  • Analyze financial statements and tax returns
  • Assess cash flow and debt service ability
  • Conduct industry and market trend analysis
  • Structure loan terms and conditions
  • Perform collateral valuation and risk rating

Nice-to-have

  • Experience with SBA lending programs
  • Ability to train new team members
  • Proactive partnership with relationship managers
  • Strong presentation skills for credit committees

Key Requirements

  • Minimum 4 years commercial or business lending experience
  • Bachelor's degree in related field or equivalent experience
  • Proficiency in Microsoft Excel and Word

Work Rights

Not specified

Tailored Resume

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