Credit Analyst - Commercial Banking (income Property Finance (ipf)

BMO Financial Group

20 Erb Street West, Canada
Base: $53,200.00 - $98,300.00; bonus/equity: not s...
Not specified.
Financial analysis and calculations
Client creditworthiness assessment
Credit summaries and risk profiles
BMO Financial Group is seeking a Credit Analyst for its Income Property Finance team within Canadian Commercial Banking. The role involves analyzing credit information, managing a portfolio of clients in the commercial real estate sector, and supporting lending decisions while ensuring compliance with bank policies

Job Summary

  • Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients.
  • Performs financial analysis and calculations, assesses client creditworthiness, prepares detailed credit summaries, analyses financial performance and risk profiles of clients within the portfolio.
  • Supports credit-granting decisions by making recommendations to manager and supports portfolio monitoring and compliance within the portfolio to identify deteriorating credit conditions and ensure compliance.

Matching Summary

Match Score: 85

BMO Financial Group is seeking a Credit Analyst for its Income Property Finance team within Canadian Commercial Banking. The role involves analyzing credit information, managing a portfolio of clients in the commercial real estate sector, and supporting lending decisions while ensuring compliance with bank policies.

Salary

Base: $53,200.00 - $98,300.00; Bonus/Equity: Not specified; Benefits: health insurance, tuition reimbursement, accident and life insurance, retirement savings plans

Skills & Requirements

Must-have

  • Financial analysis and calculations
  • Client creditworthiness assessment
  • Credit summaries and risk profiles
  • Financial models and analytical tools
  • Loan structuring and collateral
  • Portfolio monitoring and compliance

Nice-to-have

  • Exceptional client service environment
  • Industry trend analysis
  • Revenue and cross-selling opportunities
  • Building and maintaining client relationships

Key Requirements

  • 3-4 years of relevant experience
  • Bachelor's degree required
  • Intermediate proficiency in Problem Solving
  • Intermediate proficiency in Collaboration
  • Intermediate proficiency in Detail-Oriented
  • Intermediate proficiency in Analytical Thinking
  • Intermediate proficiency in Loan Structuring
  • Intermediate proficiency in Regulatory Compliance
  • Intermediate proficiency in Portfolio Management
  • Intermediate proficiency in Credit Risk Assessment
  • Intermediate proficiency in Banking Operations
  • Advanced proficiency in Data analysis tools
  • Advanced proficiency in Financial analysis

Work Rights

Not specified

Tailored Resume

Cover Letter