Texas Dow Employees Credit Union is seeking a Senior Indirect Consumer Underwriter who will evaluate and analyze credit applications for indirect and direct consumer loans. The role requires a strong decision-making ability, risk assessment, and collaboration with internal teams to ensure effective loan processing and adherence to credit policies
Job Summary
Evaluates, underwrites, and analyzes credit applications received through the Indirect and Direct Digital Channel, making independent decisions on credit, income, assets, and risk.
Exercises lending authority and uses sound judgment in loan decisions that mitigate risk and adhere to credit policy and credit union standards, including decisions on complex applications requiring senior knowledge and guideline exception authority.
Supports the overall success of lending departments as a subject matter expert, assisting with special projects, cross-functional learning, and mentoring new hires.
Matching Summary
Match Score: 85
Texas Dow Employees Credit Union is seeking a Senior Indirect Consumer Underwriter who will evaluate and analyze credit applications for indirect and direct consumer loans. The role requires a strong decision-making ability, risk assessment, and collaboration with internal teams to ensure effective loan processing and adherence to credit policies.
Skills & Requirements
Must-have
Analyze credit applications
Make independent credit decisions
Mitigate risk and adhere to policy
Communicate credit decisions
Identify process improvements
Nice-to-have
Build strong working relationships
Cross-sell loan opportunities
Subject matter expert
Training and mentoring new hires
Key Requirements
Senior knowledge and problem-solving abilities
Increased lending limits and guideline exception authority