Manager, Unsecured Lending Portfolio Management

BMO

Toronto, ON, Canada
Base: $69,000.00 - $129,000.00; bonus/equity: may ...
5+ years credit card or unsecured lending experience
Proficiency with decision engines and fico/sas platforms
Strong understanding of credit risk concepts and model application
The role is critical for designing and executing advanced credit account management strategies across Credit Card and Unsecured Lending portfolios to ensure portfolio resilience within the organization's risk appetite

Job Summary

  • The role is critical for designing and executing advanced credit account management strategies across Credit Card and Unsecured Lending portfolios to ensure portfolio resilience within the organization's risk appetite.
  • Candidates will leverage decision tree technologies, machine learning-enabled models, and optimization tools to deliver solutions that drive profitable growth and enhance customer experience.
  • BMO offers a comprehensive total compensation package including health insurance, tuition reimbursement, accident and life insurance, retirement savings plans, and performance-based incentives.

Matching Summary

The role is critical for designing and executing advanced credit account management strategies across Credit Card and Unsecured Lending portfolios to ensure portfolio resilience within the organization's risk appetite.

Salary

Base: $69,000.00 - $129,000.00; Bonus/Equity: May include commission structure and discretionary bonuses; Benefits: Health insurance, tuition reimbursement, accident and life insurance, retirement savings plans

Skills & Requirements

Must-have

  • 5+ years credit card or unsecured lending experience
  • Proficiency with decision engines and FICO/SAS platforms
  • Strong understanding of credit risk concepts and model application
  • Experience with champion-challenger testing frameworks
  • Ability to translate analytical insights into executable strategies

Nice-to-have

  • Commitment to innovation and continuous improvement
  • Cross-functional project management and stakeholder influence
  • Familiarity with regulatory frameworks and model governance
  • Strategic thinking combined with hands-on analytical execution

Key Requirements

  • 5+ years experience in Credit Card or Unsecured Lending
  • Practical experience as a model user
  • Knowledge of credit policy and regulatory requirements

Work Rights

Not specified

Tailored Resume

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