Commercial Credit Analyst, Dealer Services

MTB (M&T Bank)

Buffalo, New York, United States of America
Base: $62,200.00 - $103,600.00 annual (usd); bonus...
Commercial credit analysis
Financial statement spreads
Credit risk monitoring
The role involves analyzing new credit requests and material modifications to assess the creditworthiness of commercial clients throughout the loan lifecycle

Job Summary

  • The role involves analyzing new credit requests and material modifications to assess the creditworthiness of commercial clients throughout the loan lifecycle.
  • Responsibilities include managing ongoing credit risk through continuous credit monitoring activities such as annual reviews, covenant monitoring, and early warning indicators.
  • Candidates will prepare detailed financial models, cash flow projections, and collateral schedules while collaborating with relationship managers to present credit recommendations.

Matching Summary

The role involves analyzing new credit requests and material modifications to assess the creditworthiness of commercial clients throughout the loan lifecycle.

Salary

Base: $62,200.00 - $103,600.00 Annual (USD); Bonus/Equity: Not specified; Benefits: Not specified

Skills & Requirements

Must-have

  • commercial credit analysis
  • financial statement spreads
  • credit risk monitoring
  • cash flow modeling
  • covenant sensitivity calculations

Nice-to-have

  • strong verbal communication skills
  • proactive partnership with relationship managers
  • critical thinking and problem-solving abilities

Key Requirements

  • Bachelor's degree in Accounting, Finance, or Economics
  • Minimum one year experience in commercial credit or financial analysis
  • Proficiency with Microsoft Office

Work Rights

Not specified

Tailored Resume

Cover Letter