Credit Risk Officer

Bankstcharles

Glasgow, United Kingdom
Credit sanctioning within private banking
High value mortgages and lombard lending
Understanding 1st and 2nd line risk functions
Assess and approve/decline credit applications based on established credit policies, risk appetite, and regulatory requirements

Job Summary

  • Assess and approve/decline credit applications based on established credit policies, risk appetite, and regulatory requirements.
  • Monitor the performance of approved lending, identifying potential risks and early warning signs of delinquency.
  • Contribute or set strategy, drive requirements and make recommendations for change, plan resources, budgets, and policies.

Matching Summary

Assess and approve/decline credit applications based on established credit policies, risk appetite, and regulatory requirements.

Skills & Requirements

Must-have

  • Credit sanctioning within Private Banking
  • High value mortgages and Lombard lending
  • Understanding 1st and 2nd line risk functions
  • Assessing creditworthiness and repayment capacity
  • Monitoring lending performance and risks
  • Independent credit decisions

Nice-to-have

  • Managing stakeholders effectively
  • Self-starter mindset and ability to work independently
  • Strong attention to detail
  • Subject matter expert within own discipline
  • Influence operations of a department

Key Requirements

  • Experience with credit sanctioning
  • Experience with high value mortgages
  • Understanding of risk functions

Work Rights

Not specified

Tailored Resume

Cover Letter