Senior Credit Analyst, Flex

Monzo Bank

London, United Kingdom
Base: £76,500 to £95,000; bonus/equity: incentive ...
Remote
Experience in unsecured lending or credit cards
Strong sql coding skills required
Proficiency with npv and profitability models
The role involves designing and refining credit underwriting and limit strategies to optimize risk and growth for Monzo's Flex credit card product

Job Summary

  • The role involves designing and refining credit underwriting and limit strategies to optimize risk and growth for Monzo's Flex credit card product.
  • Candidates will analyze portfolio performance metrics such as arrears, utilization, revenue, and vintage curves to identify actionable insights.
  • Monzo offers a salary between £76,500 and £95,000 plus incentive awards, along with flexible working arrangements and visa sponsorship.

Matching Summary

The role involves designing and refining credit underwriting and limit strategies to optimize risk and growth for Monzo's Flex credit card product.

Salary

Base: £76,500 to £95,000; Bonus/Equity: Incentive Awards tied to performance; Benefits: Relocation help, visa sponsorship, £1,000 learning budget

Skills & Requirements

Must-have

  • Experience in unsecured lending or credit cards
  • Strong SQL coding skills required
  • Proficiency with NPV and profitability models
  • Understanding of credit card economics
  • Ability to influence credit strategies

Nice-to-have

  • Python programming experience
  • Looker data visualization experience
  • Experience modeling rewards cards
  • Cross-functional collaboration skills
  • Interest in balancing risk and growth

Key Requirements

  • Experience in unsecured lending ideally within credit cards
  • Strong analytical capabilities backed by technical coding skills
  • Experience building or influencing credit strategies

Work Rights

Not specified

Sponsorship: available

Tailored Resume

Cover Letter