Staff Credit Policy Analyst

SoFi Technologies

United States, US
On-site
Credit policy framework
Underwriting criteria
Risk appetite
SoFi Technologies is seeking a Staff Credit Policy Analyst to lead the design and governance of its credit policy framework for home loans. The ideal candidate will have extensive experience in residential mortgage underwriting and credit policy, with strong leadership and communication skills

Job Summary

  • Lead the end-to-end lifecycle of SoFi’s home lending credit policies, ensuring they align with enterprise risk appetite, investor standards, and business objectives.
  • Serve as the primary liaison between Credit Risk, Capital Markets, Product, and Operations to align on policy design, implementation, and investor acceptance.
  • Establish and maintain strong governance around policy management, including audit trails, documentation, and version tracking.

Matching Summary

Match Score: 85

SoFi Technologies is seeking a Staff Credit Policy Analyst to lead the design and governance of its credit policy framework for home loans. The ideal candidate will have extensive experience in residential mortgage underwriting and credit policy, with strong leadership and communication skills.

Skills & Requirements

Must-have

  • credit policy framework
  • underwriting criteria
  • risk appetite
  • investor standards
  • digital underwriting

Nice-to-have

  • culture of curiosity
  • accountability and precision
  • scalable processes and tools

Key Requirements

  • 8+ years of residential mortgage experience
  • Proven experience leading credit policy frameworks
  • Experience working with Encompass LOS
  • Bachelor's degree or equivalent experience

Work Rights

Not specified

Tailored Resume

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