This role is responsible for establishing and maintaining the Country Retail Credit Policy & Process Standard and providing oversight to ensure retail business operates within approved risk appetite
Job Summary
This role is responsible for establishing and maintaining the Country Retail Credit Policy & Process Standard and providing oversight to ensure retail business operates within approved risk appetite.
The position involves continuous enhancement of credit trackers and MIS monitoring to detect abnormalities and highlight non-compliance risks to senior management.
The department emphasizes training needs and career development plans as part of retention and requires active engagement with multiple internal stakeholders for effective governance.
Matching Summary
This role is responsible for establishing and maintaining the Country Retail Credit Policy & Process Standard and providing oversight to ensure retail business operates within approved risk appetite.
Skills & Requirements
Must-have
Retail credit risk management
Credit policy governance
Portfolio quality review
Risk appetite oversight
Financial and loan performance analysis
Quality assurance framework
Stakeholder engagement and escalation
Nice-to-have
Strong leadership skills
Project management expertise
Talent management
Interpersonal and influencing skills
Experience with auditors and regulators
Key Requirements
Bachelor’s degree or higher
More than 10 years managing retail credit risk
Fluency in English
Experience establishing credit guidelines and policies
Experience working with auditors, regulators, and compliance