Job Summary

• The role involves managing and optimizing the automotive financing portfolio including credit, leasing, ALD/renting and complementary insurance and service products to ensure profitability, competitiveness, and regulatory compliance.
• The candidate will monitor product economic performance, collaborate closely with other departments to develop and adjust products, and lead projects related to the product area.
• They will also prepare profitability analyses and business cases for product changes or new products, ensure correct system parameterization, coordinate implementation changes, and ensure alignment with applicable consumer credit regulatory requirements.

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Skills & Requirements

Key Requirements

• 3+ years experience in financial institutions or leasing operators
• 2+ years experience in automotive financing product management
• Strong knowledge of pricing and profitability analysis
• Experience with Excel and PowerBI
• Knowledge of Portuguese automotive financing market

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