Credit Officer Ii - Portfolio Management/asset Based Finance
Bank of America Merrill Lynch
In-office with flexibility based on role-specific considerations.
7+ years asset based lending experience
Financial statement analysis expertise
Loan and collateral documentation knowledge
Bank of America Merrill Lynch is seeking a Credit Officer II for Portfolio Management/Asset Based Finance, who will be responsible for managing credit risk for a client portfolio. The role requires a strong background in asset-based and commercial lending, with an emphasis on risk assessment, relationship management, and team leadership
Job Summary
This role is responsible for managing, monitoring, and documenting credit risk for a portfolio of clients while ensuring compliance with bank strategies.
The incumbent will structure new financing solutions, negotiate legal documentation, and lead the development of team members through coaching and mentorship.
Bank of America offers an inclusive workplace culture focused on responsible growth, wellness support, and opportunities to make an impact in communities.
Matching Summary
Match Score: 85
Bank of America Merrill Lynch is seeking a Credit Officer II for Portfolio Management/Asset Based Finance, who will be responsible for managing credit risk for a client portfolio. The role requires a strong background in asset-based and commercial lending, with an emphasis on risk assessment, relationship management, and team leadership.
Skills & Requirements
Must-have
7+ years asset based lending experience
Financial statement analysis expertise
Loan and collateral documentation knowledge
Credit risk assessment capabilities
Team coaching and mentoring skills
Nice-to-have
Bachelor's degree in Accounting or Finance
10+ years commercial lending experience
Strong Microsoft Office proficiency
Relationship management with diverse constituencies
Key Requirements
7+ years experience in asset based or commercial lending
Strong knowledge of loan and collateral documentation
Ability to analyze borrower financial picture and deliver risk analysis
Experience in monitoring credit health of lending clients