Regional Head Of Commercial Credit - Gauteng South

yourfuturetoday.co.za

Credit strategy development and implementation
Portfolio credit limit management
High risk exposure management
The role is accountable for managing the strategic direction and delivery of credit requirements to protect and enhance the bank's competitive position while maintaining asset quality

Job Summary

  • The role is accountable for managing the strategic direction and delivery of credit requirements to protect and enhance the bank's competitive position while maintaining asset quality.
  • The position involves developing tactical strategies, managing credit risk, and collaborating with stakeholders to deliver exceptional customer service and financial performance.
  • The role supports change management, compliance, and continuous improvement initiatives within the credit portfolio to align with the bank’s strategic goals.

Matching Summary

The role is accountable for managing the strategic direction and delivery of credit requirements to protect and enhance the bank's competitive position while maintaining asset quality.

Skills & Requirements

Must-have

  • Credit strategy development and implementation
  • Portfolio credit limit management
  • High risk exposure management
  • Credit process management and reporting
  • Stakeholder and client relationship management
  • Risk appetite and lending criteria development

Nice-to-have

  • Change management initiatives
  • Data quality and automation improvements
  • Financial planning and forecasting
  • Customer experience transformation
  • Corporate governance and compliance
  • Team culture and employee engagement

Key Requirements

  • Bachelor's degree in Business, Commerce or Management Studies
  • Experience in credit risk and portfolio management
  • Knowledge of credit frameworks and regulatory compliance
  • Ability to manage impairment and fraud costs
  • Experience in financial planning and forecasting

Work Rights

Not specified

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