Commercial Credit Senior Associate

M&T Bank

Buffalo, New York, United States of America
Base: $103,000.00 - $171,600.00 annual (usd); bonu...
Hybrid (4 days onsite, 1 day remote)
5 years commercial credit experience
Financial statement analysis proficiency
Commercial loan underwriting skills
M&T Bank is hiring a Commercial Credit Senior Associate in Buffalo, New York, to assess and manage credit risk for commercial clients. This hybrid role involves analyzing financial statements, monitoring loan portfolios, and collaborating with relationship managers to ensure sound lending decisions

Job Summary

  • This role serves as a critical link between relationship managers and credit risk management to facilitate sound lending decisions.
  • The position involves analyzing financial statements, monitoring loan portfolios, and ensuring compliance with credit policies and regulatory requirements.
  • Candidates will partner with senior team members on complex transactions while managing ongoing credit risk through continuous credit monitoring activities.

Matching Summary

Match Score: 85

M&T Bank is hiring a Commercial Credit Senior Associate in Buffalo, New York, to assess and manage credit risk for commercial clients. This hybrid role involves analyzing financial statements, monitoring loan portfolios, and collaborating with relationship managers to ensure sound lending decisions.

Salary

Base: $103,000.00 - $171,600.00 Annual (USD); Bonus/Equity: Not specified; Benefits: Not specified

Skills & Requirements

Must-have

  • 5 years commercial credit experience
  • financial statement analysis proficiency
  • commercial loan underwriting skills
  • credit risk rating determination
  • financial modeling and spreadsheets

Nice-to-have

  • nCino platform experience
  • strong verbal communication skills
  • client facing relationship building
  • independent problem solving abilities
  • team leadership for junior analysts

Key Requirements

  • Bachelor's degree in Accounting, Finance, or Economics
  • Minimum 5 years of commercial credit experience
  • Proficiency in Microsoft Office and financial modeling

Work Rights

Not specified

Tailored Resume

Cover Letter