Credit Analyst

Caterpillar UK

Nishi, Japan
Onsite
Commercial credit analysis
Financial statement analysis
Credit risk assessment
Evaluates commercial loan requests by reviewing applicants' credit histories and analyzing financial statements in order to approve or deny loan applications

Job Summary

  • Evaluates commercial loan requests by reviewing applicants' credit histories and analyzing financial statements in order to approve or deny loan applications.
  • The role acts as a risk gatekeeper and business enabler, balancing portfolio quality, regulatory compliance, and customer growth by providing timely, accurate, and well‑documented credit decisions.
  • Partner with Sales, Documentation, SSC, and Customer Service teams to ensure smooth end‑to‑end transaction execution.

Matching Summary

Evaluates commercial loan requests by reviewing applicants' credit histories and analyzing financial statements in order to approve or deny loan applications.

Skills & Requirements

Must-have

  • commercial credit analysis
  • financial statement analysis
  • credit risk assessment
  • commercial lending products
  • collateral structures
  • documentation discipline
  • business partnership

Nice-to-have

  • equipment finance experience
  • portfolio risk management
  • regulated credit environment

Key Requirements

  • Bachelor’s degree in Finance, Accounting, Economics
  • Demonstrated capability in commercial credit analysis
  • Business-level English and Japanese proficiency

Work Rights

Not specified

Tailored Resume

Cover Letter