Non-qm Underwriter Category Location Brea, California
JBA International LLC
Brea, California, USA
On-site
Credit assessment review
Company, agency, and investor standards
Minimize risk and loss
The Underwriter is responsible for performing a complete credit assessment review to ensure compliance with appropriate company, agency, and secondary market investor standards to issue a loan decision
Job Summary
The Underwriter is responsible for performing a complete credit assessment review to ensure compliance with appropriate company, agency, and secondary market investor standards to issue a loan decision.
The Underwriter must evaluate loans to minimize risk and loss, maximize organizational profit, and clearly communicate a sound credit decision.
Review assigned loans and issue a credit decision based on program guidelines and risk evaluation.
Matching Summary
The Underwriter is responsible for performing a complete credit assessment review to ensure compliance with appropriate company, agency, and secondary market investor standards to issue a loan decision.
Skills & Requirements
Must-have
Credit assessment review
Company, agency, and investor standards
Minimize risk and loss
Maximize organizational profit
Validate loan application accuracy
Evaluate documentation authenticity
Investigate credit and employment history
Calculate income and evaluate assets
Assess ability to repay
Ensure collateral support
Perform due diligence
Monitor loan pipeline
Respond to status requests
Follow regulations and policies
Complete credit approval and sign off
Nice-to-have
Excellent customer service
Embrace technology
Task-based workflow
Key Requirements
Prior underwriting experience in retail lending
Conventional and non-conforming (non-QM loans)
Minimum 3-5 years underwriting Non-QM loans
Working knowledge of agency/industry regulations
Working knowledge of Mortgage Loan Origination and Underwriting processes
Excellent customer service and communication skills