Credit Risk Expert (experto/a En Riesgo De Credito) – Remote

Clara Instituicao de Pagamento Ltda

Latin America
On-site
Credit risk modeling
Portfolio risk analysis
Pd, lgd, ead, ecl models
Build, validate, and maintain credit risk models including PD, LGD, EAD, and ECL

Job Summary

  • Build, validate, and maintain credit risk models including PD, LGD, EAD, and ECL.
  • Own the Credit Risk MIS: monitor portfolio-level KPIs, track delinquency trends, vintage curves, roll rates, and risk concentrations.
  • Translate complex portfolio risk data into clear insights and recommendations for senior leadership.

Matching Summary

Build, validate, and maintain credit risk models including PD, LGD, EAD, and ECL.

Skills & Requirements

Must-have

  • credit risk modeling
  • portfolio risk analysis
  • PD, LGD, EAD, ECL models
  • SQL and Python or R
  • credit line management strategies
  • Latin American credit markets
  • English fluency

Nice-to-have

  • Fintech experience
  • credit card ecosystems
  • AI-powered automation tools

Key Requirements

  • Proven experience in credit risk management
  • Hands-on experience with SQL and Python or R
  • Strong proficiency in data visualization tools
  • Hands-on experience designing credit line management strategies
  • Experience building and maintaining credit risk methodologies
  • Proven experience in Latin American credit markets
  • Fluency in English

Work Rights

Not specified

Tailored Resume

Cover Letter