Credit Analyst Ii

Busey Bank

Multiple Locations, US
Base: $59,000 - $67,000 annual; bonus/equity: may ...
Financial statement spreading and analysis
Calculate debt service coverage ratios
Analyze cash flow, liquidity, profitability, leverage
The Credit Analyst provides accurate, timely, and succinct credit analysis to support the company’s portfolio management and new business development efforts

Job Summary

  • The Credit Analyst provides accurate, timely, and succinct credit analysis to support the company’s portfolio management and new business development efforts.
  • Duties include financial statement analysis, risk assessment, file reviews, and assisting with portfolio management tasks such as testing financial covenants.
  • Busey provides a competitive Total Rewards package including 401(k) match, profit sharing, paid time off, medical, dental, vision, and company-paid insurance.

Matching Summary

The Credit Analyst provides accurate, timely, and succinct credit analysis to support the company’s portfolio management and new business development efforts.

Salary

Base: $59,000 - $67,000 annual; Bonus/Equity: May be eligible for bonus or incentives based on company and individual performance; Benefits: Competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program.

Skills & Requirements

Must-have

  • Financial statement spreading and analysis
  • Calculate Debt Service Coverage Ratios
  • Analyze cash flow, liquidity, profitability, leverage
  • Evaluate collateral and industry data
  • Prepare Commercial Credit Approval Request memos
  • Monitor monthly borrowing base reports

Nice-to-have

  • Strong oral and written communication skills
  • Ability to work independently
  • Attention to detail
  • Service excellence commitment

Key Requirements

  • Bachelor’s degree in Business or Finance
  • 2-3+ years Commercial Credit experience
  • Proficiency in Microsoft Office Suite
  • Knowledge of financial accounting
  • Reliable and predictable on-site attendance

Work Rights

Not specified

Tailored Resume

Cover Letter