Senior Credit Underwriter & Approval Lead (SME) , Business Banking

GXS BANK PTE. LTD.

Singapore, Singapore
Not specified in the job description.
10-15 years singapore sme experience
Delegated lending authority exercise
Sme credit risk policy development
GXS BANK PTE. LTD. is seeking a Senior Credit Underwriter & Approval Lead to oversee the credit underwriting function for SME products in Singapore. The ideal candidate will have extensive experience in SME financing, strong decision-making capabilities, and a deep understanding of the regulatory landscape

Job Summary

  • This role is responsible for leading the credit underwriting function and defining the risk appetite for SME products within the bank.
  • The incumbent will exercise significant Delegated Lending Authority to approve or decline complex SME credit applications including Invoice and Property-backed financing.
  • Candidates must possess a proven track record of holding personal Delegated Lending Authority in the Singapore SME Banking space with 10-15 years of relevant experience.

Matching Summary

Match Score: 85

GXS BANK PTE. LTD. is seeking a Senior Credit Underwriter & Approval Lead to oversee the credit underwriting function for SME products in Singapore. The ideal candidate will have extensive experience in SME financing, strong decision-making capabilities, and a deep understanding of the regulatory landscape.

Skills & Requirements

Must-have

  • 10-15 years Singapore SME experience
  • Delegated Lending Authority exercise
  • SME credit risk policy development
  • High-value obligor credit reviews
  • Invoice and Purchase Order financing

Nice-to-have

  • Machine Learning model implementation
  • Strong influencing and communication skills
  • Quantitative degree background
  • Three lines of defense experience
  • Ability to challenge senior stakeholders

Key Requirements

  • 10-15 years work experience in Singapore SME spaces
  • Proven track record of holding Delegated Lending Authority
  • Tertiary degree in related or quantitative fields
  • Experience with SGD 1-25 Million turnover segment

Work Rights

Not specified

Tailored Resume

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