Base: $128,600 - $160,700 usd depending on locatio...
Remote
5+ years credit or underwriting experience
Financial statement analysis and risk rating
Direct customer-facing deal negotiation experience
Mercury is seeking a Senior Credit Underwriting Analyst to join their remote team, focusing on underwriting loans for ambitious startups in the fintech space. The role involves assessing creditworthiness, structuring loans, and collaborating cross-functionally to enhance lending processes
Job Summary
The role involves independently underwriting loan applications by analyzing quantitative and qualitative data for eCommerce, SaaS, and SMB borrowers.
Candidates will lead customer-facing diligence calls and partner with sales teams to structure creative lending solutions that balance repayment capacity with risk posture.
The position offers a competitive total rewards package including base salary, equity, and benefits, with specific ranges provided for US and Canadian locations.
Matching Summary
Match Score: 85
Mercury is seeking a Senior Credit Underwriting Analyst to join their remote team, focusing on underwriting loans for ambitious startups in the fintech space. The role involves assessing creditworthiness, structuring loans, and collaborating cross-functionally to enhance lending processes.
Salary
Base: $128,600 - $160,700 USD depending on location; Equity: Stock options included; Benefits: Standard benefits package included
Skills & Requirements
Must-have
5+ years credit or underwriting experience
Financial statement analysis and risk rating
Direct customer-facing deal negotiation experience
Experience with SMB or commercial lending models
Cross-functional collaboration with sales and product
Nice-to-have
Builder mindset in high-growth environments
Exposure to regulated lending frameworks
Familiarity with bank charter governance practices
Experience with unsecured cards or secured credit
Ability to translate credit requirements across teams
Key Requirements
5+ years of credit or underwriting experience
Meaningful customer-facing experience in lending
Strong fundamentals in financial statement analysis
Experience operating in high-growth defined processes