The role involves managing and optimizing the automotive financing portfolio including credit, leasing, and ALD products to ensure profitability and compliance
Job Summary
The role involves managing and optimizing the automotive financing portfolio including credit, leasing, and ALD products to ensure profitability and compliance.
Candidates must monitor economic performance metrics such as financial margin and conversion rates while collaborating with other departments for product development.
The position requires creating business cases for new products and ensuring correct system parametrization of rates, commissions, and eligibility rules.
Matching Summary
The role involves managing and optimizing the automotive financing portfolio including credit, leasing, and ALD products to ensure profitability and compliance.
Skills & Requirements
Must-have
3+ years financial institution experience
2+ years automotive financing product management
Pricing and profitability analysis skills
Excel and PowerBI analytical capabilities
Portuguese automotive financing market knowledge
Nice-to-have
Strong articulation with Finance and Risk areas
Proactive risk management attitude
Structured and rigorous work style
Results-oriented mindset
Key Requirements
3+ years in financial institutions or leasing operators
2+ years in automotive financing product management
Solid knowledge of pricing and profitability analysis