Absa Group is seeking a Product Manager for its Unsecured Lending Portfolio Economics team, responsible for maximizing the economic performance and risk-adjusted lifetime value of the portfolio. The role involves data-driven optimization, financial management, and cross-functional collaboration to enhance product offerings and customer experience
Job Summary
The Product Manager: Portfolio Economics is responsible for the economic performance of the Unsecured Lending portfolio, owning the end-to-end value and accountable for maximizing risk-adjusted lifetime value.
This role achieves its objectives through data-driven optimization of revenue, product offerings, channel mix, and customer experience, while operating within regulatory requirements and risk appetite.
Key responsibilities include defining and executing product strategy, managing financial performance, aligning with risk and credit frameworks, optimizing channel distribution, and managing stakeholders across various functions.
Matching Summary
Match Score: 85
Absa Group is seeking a Product Manager for its Unsecured Lending Portfolio Economics team, responsible for maximizing the economic performance and risk-adjusted lifetime value of the portfolio. The role involves data-driven optimization, financial management, and cross-functional collaboration to enhance product offerings and customer experience.
Skills & Requirements
Must-have
Unsecured Lending portfolio economics
Maximize risk-adjusted lifetime value
Data-driven product optimization
Product strategy and roadmap development
Own product P&L performance
Partner with Risk and Credit teams
Nice-to-have
Drive innovation and competitiveness
Optimize channel mix strategy
Champion propensity and trigger based models
Customer journey experience through analytics
Key Requirements
Bachelor's degree in Business, Finance, Economics or related field
5-8+ years experience in Credit/Lending Analytics, Product Economics, or Data Science
Strong financial and analytics acumen
Experience with credit risk models and unsecured lending portfolios