Credit Risk Director (Fintech/Cards Product)

DCS CARD CENTRE PTE. LTD.

Singapore, Singapore
Not specified
Credit card acquisition risk frameworks
Portfolio oversight and delinquency analysis
Basel frameworks and ecl concepts
DCS Card Centre Pte. Ltd. is seeking a Credit Risk Director to enhance credit risk frameworks for their credit card products, requiring strong analytical and policy development skills. The ideal candidate will have significant experience in retail credit products, particularly credit cards, and must be adept in data analysis and stakeholder communication

Job Summary

  • The role involves maintaining and strengthening credit risk frameworks for credit card acquisition and portfolio oversight while ensuring regulatory compliance.
  • Candidates will partner with modelling teams to validate credit risk models and perform detailed analysis of portfolio behavior including delinquency patterns.
  • The position requires producing insight-driven risk reports for senior leaders and presenting underwriting outcomes at governance forums.

Matching Summary

Match Score: 85

DCS Card Centre Pte. Ltd. is seeking a Credit Risk Director to enhance credit risk frameworks for their credit card products, requiring strong analytical and policy development skills. The ideal candidate will have significant experience in retail credit products, particularly credit cards, and must be adept in data analysis and stakeholder communication.

Skills & Requirements

Must-have

  • Credit card acquisition risk frameworks
  • Portfolio oversight and delinquency analysis
  • Basel frameworks and ECL concepts
  • Stress testing and risk appetite calibration
  • SQL or similar data-querying tools

Nice-to-have

  • Experience with analytics platforms
  • Business intelligence platform exposure
  • Process efficiency and automation championing
  • Strong interpersonal stakeholder influence
  • Fast-moving structured environment comfort

Key Requirements

  • Bachelor's degree in quantitative field
  • 5+ years experience in retail credit products
  • Understanding of scoring models and Basel frameworks

Work Rights

Not specified

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