Senior Underwriter Nonqm/non-agency Category Location Chatsworth, California
CAKE Mortgage
Chatsworth, California, US
On-site
Non-qm/non-agency underwriting expertise
Manual credit decisioning
Subject matter expert for loan structuring
CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products, redefining the lending experience with innovative programs and streamlined processes
Job Summary
CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products, redefining the lending experience with innovative programs and streamlined processes.
Seeking certified Senior Underwriters with extensive background in manual credit decisions for various loan types including DSCR, Bank Statement, P&L, WVOE, 1099, and Asset Utilization loans.
Key responsibilities include acting as a subject matter expert, interpreting loan solutions, analyzing borrower profiles, performing manual underwriting, clearing conditions timely, and staying updated on guideline changes.
Matching Summary
CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products, redefining the lending experience with innovative programs and streamlined processes.
Skills & Requirements
Must-have
Non-QM/Non-Agency underwriting expertise
Manual credit decisioning
Subject matter expert for loan structuring
Analyze borrower credit, collateral, and capacity
Ensure compliance with investor and corporate standards
Identify potential misrepresentation or fraud
Nice-to-have
Forward-thinking professional
Thrive in fast-paced environments
Continuous focus on customer experience
Key Requirements
5+ years underwriting Non-Agency/NonQM products
Experience with DSCR, Bank statement, P&L Only, WVOE Only, 1099 Only