Credit Analyst

Absa

Commercial Centre Branch, South Africa
Analyse customer businesses
Understand commercial lending process
Review financial statements
To analyse the risks associated with new lending, structuring and derivative proposals with the intention of facilitating new business

Job Summary

  • To analyse the risks associated with new lending, structuring and derivative proposals with the intention of facilitating new business.
  • Work in partnership with Relationship Managers on new and existing credit applications, providing guidance on credit appetite and consulting with Credit team as appropriate.
  • Ensure full compliance with regulatory requirements, the Enterprise‑Wide Risk Management Framework, and all internal ABSA policies and standards.

Matching Summary

To analyse the risks associated with new lending, structuring and derivative proposals with the intention of facilitating new business.

Skills & Requirements

Must-have

  • analyse customer businesses
  • understand commercial lending process
  • review financial statements
  • undertake cashflow modelling
  • develop credit paper
  • work with Sales team
  • manage credit risk reports

Nice-to-have

  • technical expert on credit matters
  • trusted advisor on credit
  • contribute to policy development
  • anticipate customer expectations
  • provide valuable insights

Key Requirements

  • Higher Diplomas: Business, Commerce and Management Studies

Work Rights

Not specified

Tailored Resume

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