Credit Analyst

SoFi

Sacramento, CA, USA
On-site
Analyze commercial real estate loans
Underwrite multifamily properties
Spread financial statements
SoFi is seeking a Credit Analyst to join their team in Sacramento or San Francisco, responsible for underwriting and analyzing credit risk for commercial borrowers, focusing on multifamily real estate. The ideal candidate should have a strong background in commercial credit analysis, particularly in real estate, and possess advanced financial modeling skills

Job Summary

  • The Credit Analyst is responsible for underwriting and analyzing credit risk for commercial borrowers, with a primary focus on multifamily real estate.
  • This role supports new loan originations and portfolio management by spreading financial statements, building cash flow models, preparing credit memoranda, and collaborating closely with relationship managers, portfolio managers, and clients.
  • The company offers a competitive salary and benefits package, opportunity to work with a growing commercial real estate portfolio, and professional development and advancement opportunities.

Matching Summary

Match Score: 85

SoFi is seeking a Credit Analyst to join their team in Sacramento or San Francisco, responsible for underwriting and analyzing credit risk for commercial borrowers, focusing on multifamily real estate. The ideal candidate should have a strong background in commercial credit analysis, particularly in real estate, and possess advanced financial modeling skills.

Skills & Requirements

Must-have

  • Analyze commercial real estate loans
  • Underwrite multifamily properties
  • Spread financial statements
  • Build financial models
  • Prepare credit memoranda

Nice-to-have

  • Support relationship managers
  • Collaborative team environment
  • Deadline-driven environment

Key Requirements

  • Bachelor's degree in Finance, Accounting, Economics, Real Estate, or related field
  • Minimum of 5 years commercial credit analysis/underwriting experience
  • Strong experience underwriting commercial real estate loans, particularly multifamily
  • Familiarity with SBA loan underwriting
  • Advanced proficiency in Microsoft Excel
  • Experience with nCino or similar loan operating systems

Work Rights

Not specified

Tailored Resume

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