Regional Head Of Commercial Credit - Gauteng South
Absa
Sandton, Gauteng, South Africa
Credit strategy and framework development
Portfolio credit limit management
High risk exposure management
The role is accountable for managing the strategic direction and delivery of credit requirements to protect and enhance the bank’s competitive position while maintaining asset quality
Job Summary
The role is accountable for managing the strategic direction and delivery of credit requirements to protect and enhance the bank’s competitive position while maintaining asset quality.
The incumbent will develop and implement credit strategies across the product life cycle and act as a subject matter expert and strategic advisor for the allocated portfolio.
The position involves close collaboration with stakeholders and high-value clients to improve customer solutions and deliver exceptional service aligned with Relationship Banking’s strategic aspirations.
Matching Summary
The role is accountable for managing the strategic direction and delivery of credit requirements to protect and enhance the bank’s competitive position while maintaining asset quality.
Skills & Requirements
Must-have
Credit strategy and framework development
Portfolio credit limit management
High risk exposure management
Credit process management and reporting
Stakeholder and client interlock
Credit risk and impairment management
Nice-to-have
Change management initiatives
Customer experience transformation
Data quality and automation improvements
Financial planning and forecasting
Corporate governance and compliance
Culture and employee engagement
Key Requirements
Bachelor's degree in Business, Commerce or Management Studies
Experience in credit portfolio management
Knowledge of credit risk frameworks and regulations